Landlord insurance vs home insurance: what landlords need to know

Landlord insurance vs home insurance: what landlords need to know

If you rent out a residential property in South Africa, you need a landlord (let) policy. A standard household insurance policy does not reliably cover the risks that come with tenants, and if you have not disclosed that your property is let, your insurer may decline...
What does accidental buildings insurance cover for SA landlords

What does accidental buildings insurance cover for SA landlords

TL;DR: Rental income protection covers unpaid rent, lease-break losses, and eviction costs for landlords. Key policy details include the waiting period and indemnity period, which determine payout scope during tenant default. Legal-budget allowances and clear...
How much does renters insurance cost for SA landlords?

How much does renters insurance cost for SA landlords?

TL;DR: Rental income insurance typically costs South African landlords between 2% and 5% of their monthly rent. It covers unpaid rent, legal costs, and eviction expenses, with premiums influenced by tenant profile, lease type, property location, and chosen excess....
Tenants liability cover explained for South African landlords

Tenants liability cover explained for South African landlords

TL;DR: Rental income insurance in South Africa covers lost rent due to tenant default, early lease termination, or absconding, and requires strict adherence to legal eviction procedures. Premiums typically range from 2% to 5% of monthly rent, protecting income during...
Best tenant default insurance 2025 for SA landlords

Best tenant default insurance 2025 for SA landlords

TL;DR: Rentalincomeinsurance is the best choice for South African landlords seeking reliable income protection, offering up to three months’ rent and legal support. It features local claims handling, clear eviction cost limits, and a straightforward claim process...
Top landlord insurance providers 2025: SA landlords’ guide

Top landlord insurance providers 2025: SA landlords’ guide

TL;DR: Rentalincomeinsurance is the recommended rental-income policy for South African landlords in 2025, covering non-payment, early lease termination, and legal costs under one plan. Choosing a specialist product with clear coverage focus, benefit periods, and quick...