Protect Your Option Fee and Rent: Lease to Own in South Africa

Protect Your Option Fee and Rent: Lease to Own in South Africa

A lease-to-own agreement lets you rent a home now and secure the right (or sometimes the obligation) to buy it later. The deal usually hinges on a few precisely written terms: an option fee, rent credits and the conveyancing process that finally transfers the title...
Property Damage Insurance for SA Landlords, What to Check and Keep

Property Damage Insurance for SA Landlords, What to Check and Keep

Property damage cover pays for repairs to your rental property when tenants, visitors or other third parties cause harm to the building, fixtures or specified contents, but only when your policy actually includes a property damage or malicious damage extension. Lost...
Stop Losing Rent: 5 Lease Clauses South African Landlords Must Check

Stop Losing Rent: 5 Lease Clauses South African Landlords Must Check

A lease term is the contract’s start to end period, the dates the tenancy runs and it can be either fixed or ongoing. Whether the lease is fixed term or periodic determines your notice rights, many statutory protections and what happens the day after the lease...
SA Landlords: 3 Costs When a Tenant Breaks a Lease, Insurance or You?

SA Landlords: 3 Costs When a Tenant Breaks a Lease, Insurance or You?

When a tenant breaks a lease, you typically face three costs: lost rent until you find a new tenant, reletting expenses such as advertising and agent commission, and legal or eviction fees if the tenant refuses to leave. Rental income and eviction insurance can cover...
3.5–5% of Rent Buys Assured Shorthold Tenancy Cover for SA Landlords

3.5–5% of Rent Buys Assured Shorthold Tenancy Cover for SA Landlords

For landlords, this phrase points to rental income protection: insurance that covers tenant non-payment, early lease termination and eviction or legal costs. Providers such as Rental Income Insurance build policies around exactly this risk. The sections below explain...
5 Policy Checks South African Landlords Need for Assured Tenancy Cover

5 Policy Checks South African Landlords Need for Assured Tenancy Cover

In this article, “assured tenancy” means rental income protection that can cover unpaid rent, early lease termination and eviction legal costs, but the actual scope of that cover depends on the policy schedule, the underwriting behind it and whether procedural steps...