7 Questions SA Landlords Must Ask About Limited Property Damage

7 Questions SA Landlords Must Ask About Limited Property Damage

Limited property damage means physical damage to your rental property or a related loss that your insurer will pay for, but only up to a set policy limit. It sits inside a rental income or landlord protection policy, not a motor policy. So check the per-event limit,...
3.5–5% of Rent: SA Landlords’ Claim Checklist and Quick Quote

3.5–5% of Rent: SA Landlords’ Claim Checklist and Quick Quote

“AGI renters condo insurance” is a phrase that turns up in search results, but for South African landlords the concept that matters is rental income insurance: cover that protects a property owner’s cashflow when a tenant stops paying, breaks the lease early, or...
3.5–5% of Rent: What Sale Indemnity Doesn’t Cover for Landlords

3.5–5% of Rent: What Sale Indemnity Doesn’t Cover for Landlords

Indemnity insurance, in this context, means rental income insurance: cover that indemnifies a landlord for lost rent and related eviction or legal costs when a tenant defaults, terminates early or absconds. A 2024 South African Tax Court judgment records exactly this...
Avoid Rent to Rent Scams: Guaranteed Rent for South African Landlords

Avoid Rent to Rent Scams: Guaranteed Rent for South African Landlords

Guaranteed rent, in practical terms, means rental income insurance: a policy that pays landlords when a tenant stops paying, breaks a lease early, or disappears without notice. It does not put you above the law. Insurers still expect you to follow lawful eviction...
3.5–5% Monthly: Homeowners Insurance for SA Townhouse Landlords

3.5–5% Monthly: Homeowners Insurance for SA Townhouse Landlords

For landlords renting out a townhouse, “homeowners insurance for townhouse” means rental income insurance that protects you against tenant non-payment, early lease termination, and absconding. Core protection includes loss of rent, tenant-default cover, and legal or...