Car rental damage protection: your 2026 guide

Car rental damage protection: your 2026 guide

TL;DR: Car rental damage protection includes contractual waivers that limit liability but not comprehensive insurance coverage. Exclusions like tyres, windscreens, and undercarriage damage require separate or additional cover, as standard waivers do not include them....
How to get renters insurance for your apartment in South Africa

How to get renters insurance for your apartment in South Africa

TL;DR: Renters insurance protects your personal belongings and liability coverage for tenants. Getting the right policy requires an accurate inventory and periodic updates to avoid underinsurance and claim issues. Renters insurance is a policy that protects your...
Defining no-fault eviction: what SA landlords must know

Defining no-fault eviction: what SA landlords must know

TL;DR: South African law does not recognize no-fault eviction, requiring all evictions to go through a court process. Landlords must follow a strict, step-by-step legal procedure, including lease termination, proper notices, and judicial approval. Attempting informal...
Rental housing act essentials: a guide for SA landlords

Rental housing act essentials: a guide for SA landlords

TL;DR: The Rental Housing Act in South Africa requires landlords to follow strict rules on leases, deposits, inspections, notices, and dispute resolution. Proper documentation, compliance, and use of tribunals help landlords protect their income and legal rights....
What is subletting risk? A guide for SA landlords

What is subletting risk? A guide for SA landlords

TL;DR: Unauthorized subletting exposes landlords to legal, financial, and property risks that require strict legal procedures to address. Enforcing lease conditions, maintaining documentation, and obtaining appropriate insurance are essential for effective risk...
What is indemnity value in South African property insurance?

What is indemnity value in South African property insurance?

TL;DR: Indemnity value is the cost to restore a property to its pre-loss condition, excluding land value. It differs from market and replacement cost, impacting insurance payouts and premium calculations. Properly assessing indemnity value prevents underinsurance and...