Jun 22, 2026
TL;DR: South African landlords must comply with the Rental Housing Act and POPIA to ensure legal and safe property management. Conducting joint inspections and maintaining proper documentation protect their deposit claims and legal interests. Proper handling of tenant...
Jun 21, 2026
TL;DR: Layered insurance, financial reserves, and tenant screening work together to protect a landlord’s mortgage payments. Regular reviews of coverage, proper legal structures, and proactive tenant management are essential strategies for ongoing mortgage safety....
Jun 20, 2026
TL;DR: A guarantor legally promises to pay rent and related costs if the tenant defaults, providing financial security. Landlords prefer local guarantors with strong credit and high income; overseas guarantors are usually rejected. Rental guarantee insurance offers an...
Jun 19, 2026
TL;DR: Implementing a structured rental arrears workflow is essential for South African landlords to protect cash flow and reduce non-payment risks effectively. Consistent documentation, automated processes, and deliberate communication tone adjustments throughout...
Jun 18, 2026
TL;DR: Choosing between stepped and level premiums depends on your investment horizon and budget, with level premiums offering predictable long-term costs. Stepped premiums start lower but increase sharply after age 50, potentially becoming unaffordable, while level...
Jun 17, 2026
TL;DR: Handling unpaid rent in South Africa requires following a strict legal process, including issuing a breach notice, applying for eviction through courts, and exploring mediation options like the Rental Housing Tribunal. Accurate documentation, proper notice...
