May 29, 2026
TL;DR: Most landlords mistakenly believe their property insurance covers all major losses, but uninsured losses often leave them financially exposed. Causes include underinsurance, civil unrest exclusions without SASRIA endorsement, and policy exclusions, which can...
May 28, 2026
TL;DR: Owning rental property in South Africa involves risks that often go underestimated until losses occur, especially regarding income protection. The best landlord insurance covers not only the building but also loss of rental income, legal expenses, and tenant...
May 27, 2026
TL;DR: Getting lease termination wrong in South Africa can lead to legal challenges, income loss, and lengthy disputes that may take months to resolve. Properly following the lawful grounds, serving written notices correctly, and maintaining thorough documentation are...
May 26, 2026
TL;DR: Understanding and properly drafting a tenancy agreement is essential for South African landlords and tenants to protect their legal rights and avoid costly disputes. Residential leases are regulated by the Rental Housing Act, offering stronger tenant...
May 25, 2026
TL;DR: Most landlords focus on attractive rental yields without understanding what truly makes a yield good or how hidden risks can erode returns. Accurate analysis requires considering net yield, cash flow, vacancy rates, and financing, rather than relying solely on...
May 24, 2026
TL;DR: Choosing the right rental property insurance is crucial for South African landlords to protect against risks like problem tenants, unpaid rent, and lengthy evictions. It must cover replacement cost building insurance, liability, rent guarantee, and exclude...
