What is exemption period in insurance?

What is exemption period in insurance?

TL;DR: Most South African landlords misunderstand the “exemption period,” which is a temporary waiting period on claims, not a permanent exclusion. While premiums are paid, claims for specific events are restricted until the waiting period expires, which varies by...
Explaining rental escalation clauses for landlords

Explaining rental escalation clauses for landlords

TL;DR: Many South African landlords underestimate the importance of clear, legally compliant escalation clauses to protect their income. Properly drafted clauses that specify the method, percentage, and effective date prevent disputes, vacancies, and legal challenges....
Examples of lease violations landlords must know

Examples of lease violations landlords must know

TL;DR: Recognizing lease violations early helps South African landlords prevent costly legal disputes and property damage. Proper documentation, correct notice procedures, and avoiding illegal self-help actions are essential for lawful enforcement. Recognising...
Tenant screening checklist for landlords 2026

Tenant screening checklist for landlords 2026

TL;DR: A structured tenant screening checklist transforms the complex selection process into a consistent, legally compliant system that reduces risks. Landlords must establish clear, written criteria before advertising, verify applicant information thoroughly, and...
Handling tenant evictions process in South Africa

Handling tenant evictions process in South Africa

TL;DR: Dealing with non-compliant tenants in South Africa requires following a structured legal eviction process with court orders and proper documentation. Attempting self-help measures or serving notices incorrectly can result in delays, dismissals, or criminal...
Explaining coverage limits for rental income insurance

Explaining coverage limits for rental income insurance

TL;DR: Many landlords mistakenly assume their rental income insurance fully covers tenant-related losses up to the headline limit. However, coverage often includes additional caps, sub-limits, and endorsements that can significantly reduce actual payout amounts during...