Sep 16, 2026
Rental income insurance typically costs between 2% and 5% of your monthly rent, which works out to roughly R200 to R500 a month on a R10,000 rental. Here, “landlord insurance” means rental income protection: cover against tenant non‑payment, early lease termination,...
Sep 15, 2026
Landlord insurance protects the building and the owner’s financial interest in it. Renters insurance protects the tenant’s belongings and their personal liability inside that building. This split exists because of insurable interest, the legal principle that you can...
Sep 14, 2026
Rental income insurance pays out when a tenant stops paying, breaks a lease early, or disappears, provided you follow the lawful eviction process and hand your insurer a complete paper trail. Insurers will not honour claims built on self-help eviction, and most...
Sep 13, 2026
Damage to rented premises coverage, in the sense that matters to landlords, is rental income insurance that replaces lost rent when a tenant stops paying, breaks the lease early, or disappears altogether, often with eviction costs and tenant-caused property damage...
Sep 12, 2026
Most rental income insurance policies typically cost a small percentage of monthly rent, varying based on factors like property and tenant profile. We recommend insuring a reasonable number of months’ rent to cover a realistic default-and-eviction timeline. Get a...
Sep 11, 2026
Rent loss insurance pays your rental income when an insured event, such as fire or storm damage, makes your property uninhabitable, or replaces unpaid rent when a tenant stops paying under a separate tenant-default policy. It exists for landlords who cannot afford a...
