Sep 22, 2026
A sublease agreement is a secondary lease where an existing tenant rents out all or part of their premises to a third party, while remaining bound to the original landlord under the head lease. Two contracts run side by side: the head lease and the sublease. The...
Sep 21, 2026
A car insurance premium is the price you pay to transfer specified vehicle risks, such as accident damage, theft or third-party liability, to an insurer for a defined period. Most South African insurers bill it monthly by debit order or annually upfront, and the...
Sep 20, 2026
For a South African landlord, “bodily injury and property damage liability” in the rental context means cover that replaces lost rent when your property becomes uninhabitable and pays for tenant-caused damage, plus legal and eviction costs where your policy includes...
Sep 19, 2026
Yes, landlord legal expenses can be insured, and a well-worded policy will cover eviction, rent recovery and defence costs, subject to limits and conditions. Cover is worth buying if you hold more than one property, carry tenant arrears risk, or would struggle to fund...
Sep 18, 2026
Damage to your rental property’s structure, fixtures, or landlord-owned fittings caused by a vehicle is generally considered property damage under a landlord or buildings policy. That covers a smashed garage door, a flattened boundary wall, or a broken gate. Whether...
Sep 17, 2026
In this context, tenants’ legal liability insurance means rental income protection: cover that replaces lost rent when a tenant stops paying, breaks the lease early, or disappears altogether, and often extends to the legal costs of evicting them. It sits apart from...
