5% of Rent vs R30,000 Loss: Landlord Insurance in South Africa

5% of Rent vs R30,000 Loss: Landlord Insurance in South Africa

Landlord insurance exists to protect the rent you’re owed and the costs you’d otherwise pay yourself when a tenancy goes wrong. It steps in when a tenant stops paying, when you need to evict them, or when they damage the property, covering losses that standard home...
Cash Flow Risk: Why SA Landlords Insist on Rental Income Insurance

Cash Flow Risk: Why SA Landlords Insist on Rental Income Insurance

Landlords require rental income insurance because it protects cash flow when tenants stop paying, break leases early, or vanish mid-tenancy. It also covers the legal costs of eviction, a process that can drag on for months. With nearly one in four rental properties in...
First 30 Minutes After a Vehicle Hits Your Property in South Africa

First 30 Minutes After a Vehicle Hits Your Property in South Africa

Stop, secure the scene, and photograph everything before you speak to anyone else. Never admit fault, even informally. If you hold comprehensive cover, lodge with your own insurer first; it is usually the fastest repair route. Note key legal limits: small claims up to...
Avoid R30,000+ Rent Loss: Renters’ Liability Cover for SA Landlords

Avoid R30,000+ Rent Loss: Renters’ Liability Cover for SA Landlords

Liability insurance for renters, in this article, means rental income insurance for landlords: a policy that protects your rental cash flow from tenant non-payment, early lease breaks, absconding, and the eviction costs that follow. If you depend on rent to cover a...