What insurance do I need for investment property?

What insurance do I need for investment property?

TL;DR: Investment property insurance is essential to protect landlords from damages, liability claims, and rental income loss. Standard homeowner policies do not cover rental activities and may result in claim denial, making landlord-specific policies necessary....
How to choose renters insurance: a South Africa guide

How to choose renters insurance: a South Africa guide

TL;DR: Renters insurance protects tenants’ belongings and liability coverage within rented properties. Choosing the right policy involves accurately assessing possessions, coverage limits, and deductible amounts. Most renters underestimate their belongings’ value,...
What is eviction protection? A 2026 guide for SA landlords

What is eviction protection? A 2026 guide for SA landlords

TL;DR: South African eviction law requires landlords to obtain a court order before removing tenants or occupiers. The 2026 PIE Amendment Bill introduces mandatory mediation and increased penalties for illegal evictions, emphasizing procedural compliance. Rental...
What is rent receivable? A guide for SA landlords

What is rent receivable? A guide for SA landlords

TL;DR: Rent receivable is earned rental income not yet collected, recorded as a current asset on a landlord’s balance sheet. Managing it actively with aging reports and understanding deferred rent receivable are essential to maintain cash flow and accurate financial...
Why review insurance annually: a guide for landlords

Why review insurance annually: a guide for landlords

TL;DR: An annual insurance review helps South African landlords ensure their property coverage aligns with current asset values and risks. It also prevents underinsurance caused by outdated coverage limits, undisclosed property changes, or automatic renewal...
Home loan and rental income benefits for SA landlords

Home loan and rental income benefits for SA landlords

TL;DR: South African property investors benefit from full tax deductions on the interest of their investment property loans. These deductions, combined with other expenses, can significantly lower taxable rental income and improve cash flow. Proper planning around...