Jul 9, 2026
TL;DR: Periodic vacancy cover protects landlords from income loss during routine property vacancies between tenants. Most standard rental policies exclude this coverage, requiring landlords to request it separately and manage specific notification and documentation...
Jul 8, 2026
TL;DR: Landlord insurance is not legally required in South Africa, but mortgage lenders often mandate it. Standard homeowner’s policies do not cover rental income loss or tenant-related damages, which are essential for landlords. Many misconceptions exist, so...
Jul 7, 2026
TL;DR: Alternative accommodation coverage pays for temporary housing when a rental property becomes uninhabitable due to insured, sudden damage such as fire or flood. Landlords must understand their policy’s specific definitions, triggers, and limits to avoid rejected...
Jul 6, 2026
TL;DR: Tenant deposits serve as a financial buffer against unpaid rent and property damage for landlords. They are not sufficient alone, so rental income insurance is essential to cover extended losses and legal costs. Proper documentation and layered protection...
Jul 5, 2026
TL;DR: Insurance dispute resolution involves a structured process from internal complaints to court to settle disagreements over claims fairly. For South African landlords, understanding each stage, deadline, and evidence requirement helps protect rental income and...
Jul 4, 2026
TL;DR: Adding tenants as additional insureds helps landlords transfer liability and protect their loss history. However, coverage depends on endorsement wording and does not replace landlord insurance. Landlords should review actual endorsements annually and require...
