What does renters liability insurance cover for landlords?

What does renters liability insurance cover for landlords?

Aug 24, 2026

For landlords, renters liability insurance means rental income protection: cover that pays you when a tenant stops paying rent, breaks a lease early, or vanishes without notice. It typically reimburses lost rent for a commonly stated maximum claim period and, in many...
What is considered property damage: definitions and examples

What is considered property damage: definitions and examples

Aug 23, 2026

Property damage is any physical harm to someone’s tangible property, whether a building, its fixtures or movable belongings, that needs repair, replacement, or leaves the owner unable to use it. That single sentence covers most of what people mean when they ask what...
What rental income insurance actually costs landlords

What rental income insurance actually costs landlords

Aug 22, 2026

Rental income insurance typically costs from around 5% of your monthly rent, so a property let at R10,000 a month could cost roughly R500 a month to insure against tenant non-payment. This is rental income protection for landlords, not tenant contents insurance. It...
Car rental protection for landlords: what it really means

Car rental protection for landlords: what it really means

Aug 21, 2026

“Car rental protection” here means one thing: insurance that protects your rental income when tenants stop paying, break their lease early, abscond, or force you into eviction and legal costs. If you rely on rent to cover a bond, or your household income would take a...
Property damage liability for landlords: what it covers

Property damage liability for landlords: what it covers

Aug 20, 2026

Property damage cover under a landlord policy pays for physical damage to your rental property caused by tenants, insured perils, or malicious acts, so you don’t carry those repair costs alone. For most South African landlords, this sits inside a broader rental income...